Obama Care, Discussion 1 Response 2 M.H. help

Obama Care (otherwise known as the Affordable Care Act or ACA) has been a very controversial law. Me personally I don’t have an opinion about it either way so I’m on the fence.  Looking at a moral reason on why this health care act is great is there is a story about a woman denied healthcare after being raped, Anderson Cooper the interviewer stated “Christina Turner was drugged and raped by two men in 2009. After taking anti-HIV drugs prescribed by her doctor as a preventative measure, Turner was denied health insurance. The HIV drugs, Turner was told, raised too many health question for her insurer.” The affordable care act is targeted to prevent cases like this from happening. So I guess stories like this make you happy that this now exists.Utilitarianism would be the best way to describe this act for it benefits most and is very useful. some of the great things about it is it is allowing children to stay on their parent’s health insurance until age 26; no lifetime limits on health coverage; and new insurance policies must provide preventive care without any form of cost-sharing. It also provides Health care coverage for uninsured Americans. Through a combination of creating the health insurance marketplace and encouraging the states to expand Medicaid, millions of Americans without health insurance now have access to affordable coverage. Whether someone works part-time or their workplace simply can’t or won’t offer health insurance, their medical needs can be covered. It is also reducing uninsured health events. Taxpayers have always been on the hook for uninsured Americans who end up needing emergency or life-saving health care. These citizens receive the care they need, but can’t afford to pay the bill. The result is that the hospitals take additional government money or simply raise their prices for everyone. Because Obama Care requires citizens to have health coverage, we will dramatically reduce the instances of uninsured health events. The only bad thing I’ve read about it is that Working Americans will pay more. Most middle-class Americans hold full-time jobs and receive health insurance through their employers. Health care costs were rising before the Affordable Care Act became law, and combined with the effects of the law, employers will likely re-evaluate the insurance they offer. As employers attempt to reduce the cost of providing coverage to employees, employed Americans may pay more for their work-based health insurance, and citizens with very high-cost work-based coverage may see their benefits decline to avoid the taxes that these plans will incur beginning in 2018. All in all The Affordable Care Act benefits millions of Americans in need of health insurance. Now that the law has passed, no one can get denied coverage due to pre-existing conditions or limit benefits for that condition. Also coverage for children fewer than 19 cannot be excluded, limited, or denied coverage based upon health conditions or disabilities.

Mosser, K. (2013). Ethics and social responsibility(2nd ed.) 

ObamaCare, 2015, ObamaCare: Uninsured Rates

UPMC Healthcare reform The pros and cons  nov, 6 2013