Identify, through scholarly or practitioner sources, a trend relative to data usage (business analytics, predictive modeling, prescriptive modeling, business intelligence, data mining, text minting, etc.) that you as well as experts think will have a significant impact financial decision making in the next 5-7 years. Based on your careful research of the trend compose a formal academic paper using of 4 pages following APA guidelines that:
- Appraise the data trend and its impact or relevance to problems or opportunities in the contemporary global market
- Construct an understanding based on theory of the implications of the data trend as a financial decision-making tool
- Compare expert views and opinions found in the literature concerning business principles, practices, and policies impacting the swiftness, dependability, and value of the data trend
- Evaluate critically social and ethical implications of the data trend


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